Data sets make MRDRC workshop debuts

The MRDRC presented its 2021 workshop virtually on March 11 and 12. Historically, the MRDRC has had an interest in data development, dating from its founding association with the then-new Health and Retirement Survey (HRS). This year’s workshop continued that…

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Winter 2021 director’s corner

In its final workshop of the year, the MRDRC presented “Disability Research with the Health and Retirement Study [HRS]” on September 24, 2020. This was a Zoom event with about 50 participants. An online format removes, of course, the burdens…

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Adding New Variables to the RAND HRS Longitudinal File to Better Support Research on Disability

In September 2020, the MRDRC held a data development workshop on “Disability Research with the Health and Retirement Study (see “Director’s corner, Page 1”),” where researchers highlighted the importance and richness of the HRS for the study of disability, but…

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The Impact of Growing Health and Mortality Inequalities on Lifetime Social Security Payouts

The prevalence of obesity, diabetes, and other health problems has increased in recent decades in the United States, and there is a growing gap between the health and longevity of individuals with high socioeconomic status (SES) and low SES. These…

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Cognitive Ability, Cognitive Aging, and Debt Accumulation

In the past few decades, financial products target to consumers have become increasingly complex and recent evidence suggests that older adults are entering retirement with more debt than previous generations. We examine how cognitive ability is related to debt burdens…

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The Risk of High Out-of-Pocket Health Spending among Older Americans

Traditional Medicare imposes significant cost-sharing on beneficiaries. Most but not all beneficiaries obtain supplemental insurance through Medigap, Medicare Advantage, Medicaid, or employer-sponsored retiree coverage, which may vary in how well they protect against the risk of high spending. This paper…

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Do Workers Injured on the Job and Covered by Workers Compensation End Up on SSDI?

This project will use data from the Health and Retirement Study (HRS) to study whether workers who suffer permanently disabling injuries covered by Workers Compensation (WC) subsequently end up on Social Security Disability Insurance (SSDI). If this occurs, then the…

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What We Talk about When We Talk about Self-employment: Examining Self-employment and the Transition to Retirement among Older Adults in the United States

Many older adults engage in self-employment, yet little is known about the nature of these activities due to a lack of data on work ranging from occasional gig employment to contract work to business ownership. The implications of such arrangements…

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The Lifetime Risk of Spousal Nursing Home Use and its Economic Impact on the Community-Dwelling Spouse

A single person in a nursing home is relatively well protected financially, because Medicaid covers nursing home expenses once assets are depleted. Couples, however, are less well protected. For them a great financial threat is that one spouse moves to…

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The Impact of Medical Spending Shocks on the Wealth and Insurance Purchases of Older Americans

Using data from the Health and Retirement Study (HRS) and the Medicare Current Beneficiary Survey (MCBS), this project will estimate a dynamic model of medical spending and how medical spending shocks affect the wealth and insurance purchases of older Americans.…

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