Heterogeneity in Self-Employment and the Transition to Retirement among Older Adults in the United States

The fraction of workers who are self-employed increases with age, but the types of self-employment that older workers do and the effects of this work on their well-being is not well understood. This project examines such heterogeneity by considering how…

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Work and Retirement for Older Black and Hispanic Adults

Growing United States income inequality and the increasing aging of Black and Hispanic populations point to greater risks of financial insecurity for older populations in coming years. Research on retirement determinants for Blacks and Hispanics is limited. We propose to…

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Risk of Large Medical Expenditures at Older Ages and Their Impact on Economic Well-being

We investigate the extent to which out-of-pocket (OOP) medical expenditures replace other types of spending and their role in households’ experiencing financial hardship at older ages. We will begin by documenting trends in out-of-pocked (OOP) medical expenditure risk in the…

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The Effect of COVID on Expected and Actual Labor Supply and Social Security Claiming Among Older Workers

The COVID-19 pandemic disrupted the working conditions of many U.S. workers. Some lost their jobs either temporarily or permanently, others switched to telework, while essential workers continued working on-site at the risk of becoming infected with the virus. The pandemic…

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The Role of Physical, Cognitive and Interpersonal Occupational Requirements and Working Conditions on Disability and Retirement

This proposed research project is an expansion of the MRDRC grant UM21-05, where we investigated the role of physical occupational requirements on retirement transitions using data from the Health and Retirement Study (HRS) and from the first wave of the…

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Extending RAND HRS Poverty Measures to Earlier HRS Waves

The Health and Retirement Study (HRS) is the primary data set in the U.S. for the study of the well-being of the older population. A common indicator of material hardship used in research and in the administration of various government…

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The Causes and Consequences of Opioid Use among Older Americans: A Panel Survey Approach

This study examines the effects of prescription opioid analgesic use for older Americans, specifically with regard to work disability and disability program participation. We draw on the long-panel structure of the Health and Retirement Study and a newly available 2009…

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