A Quarterly Newsletter provides updates on current MRRC projects including recent research findings as well as information about upcoming events and information that may be of interest to the academic and policy communities. Join our mailing list for this publication.

Policy Briefs offer summary and analysis of current issues in Social Security, retirement and pension policy.

Working Papers provide rapid dissemination of MRRC research findings. Many working papers are later published in journals and books. Bound copies of working papers are available on request.

Research Briefs offer concise summaries of key research findings from MRRC projects.

In the Researcher Q&A series our affiliated researchers discuss the findings and implications of their MRRC-supported research.

Conference Papers from the Annual Meeting of the Retirement Research Consortium are available for all presentations.

All MRRC publications may be printed directly from this website.

All Publications


Retirement Pensions and Disability Insurance for the 21st Century

WP 2023-455 , UM22-02
This project estimates the degree of disability risk among the United States and English over-50 populations. Using a disability measure that closely matches the criteria used by English and U.S. disability systems, we find both higher levels of disability in…

Traditional and Nontraditional Earnings: Demographic, Financial, and Beneficiary Patterns

WP 2023-456 , UM22-06
We use the 2014 and 2018 panels of the Survey of Income and Program Participation to create a schema of earnings that come from employee and nonemployee sources. Traditional earnings are from a job or incorporated business, while nontraditional earnings…

How Does Social Security Affect the Racial Wealth Gap?

WP 2023-459 , UM22-10
The large and persistent gap by race in U.S. household wealth is a well-established empirical fact, though the causal mechanisms for wealth differentials are still a subject of much debate. Previous research on wealth inequality has shown that expanding the…

Disparities in Social Security Knowledge and the Role of Social Capital

WP 2023-458 , UM22-12
In this paper, we develop a new survey that seeks to better understand how differences in information sources (both formal and informal) across racial and ethnic groups contribute to knowledge and planning for retirement. We consider several scenarios where people…

Job Demands and Social Security Disability Insurance Applications

WP 2023-461 , UM20-01
We use data from the Health and Retirement Study to identify the effect of job demands on applications for Social Security Disability Insurance and Supplemental Security Income benefits and to assess whether these job demands have been changing among older…

Using Administrative Data to Validate HRS Survey Responses on Application for DI and SSI Disability Benefits

WP 2023-462 , UM20-01
In this paper, we use administrative data from the Social Security Administration to validate survey responses for the Health and Retirement Study (HRS) regarding the application for disability benefits from Social Security Disability Insurance (DI) or Supplemental Security Income (SSI),…

Insurance Purchases of Older Americans

WP 2023-463 , UM21-09
Using data from the Health and Retirement Study (HRS) matched to administrative Medicare and Medicaid records, and the Medical Expenditure Panel Survey (MEPS), we estimate the determinants of Medigap insurance purchases of older Americans. Our data and framework allow us…

The Effect of the Americans with Disabilities Act on Supplemental Security Income

WP 2023-464 , UM22-03
The Americans with Disabilities Act (ADA) was passed in 1990 and implemented in 1992 with the goal of eliminating discrimination against disabled workers. It did so by requiring employers to accommodate disabled workers and by providing protections against discrimination based…

Barriers and Communications Preferences of Rural Populations: A Scoping Review

WP 2023-465 , UM23-Q3
Enrollment in federal and state government programs is substantially lower for some eligible demographic subpopulations, particularly persons living in rural areas. Barriers faced when seeking program benefits may, in part, explain such differences in enrollment. The purpose of this paper…
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