Bridging Employment for Older Workers and the Role of Flexible Scheduling Arrangements

WP 2023-453 , UM20-15
We conduct a series of stated preference experiments to determine the willingness of hiring and human resource managers to pay for certain job attributes. A cross section of U.S. hiring managers were given experimental vignettes about an existing employee or…

Assessing the First Economic Impact Payment in the Older Population Using the Health and Retirement Study

WP 2023-454 , UM21-17
We use data collected by the Health and Retirement Study in its 2020 wave to study awareness and impact of the Economic Impact Payment stimulus on different groups of older Americans during the coronavirus pandemic.

Retirement Pensions and Disability Insurance for the 21st Century

WP 2023-455 , UM22-02
This project estimates the degree of disability risk among the United States and English over-50 populations. Using a disability measure that closely matches the criteria used by English and U.S. disability systems, we find both higher levels of disability in…

Traditional and Nontraditional Earnings: Demographic, Financial, and Beneficiary Patterns

WP 2023-456 , UM22-06
We use the 2014 and 2018 panels of the Survey of Income and Program Participation to create a schema of earnings that come from employee and nonemployee sources. Traditional earnings are from a job or incorporated business, while nontraditional earnings…


Explanations for the Decline in Spending at Older Ages

WP 2022-440 , UM21-10
We use new data from the 2019 wave of the Consumption and Activities Mail Survey to help interpret the observed decline in spending as individuals age. At one extreme, forward-looking individuals optimally chose the decline; at the other, myopic individuals…

How Redistributive Are Public Health Care Schemes? Evidence from Medicare and Medicaid in Old Age

WP 2022-441 , UM20-10
Most health care for the U.S. population 65 and older is publicly provided through Medicare and Medicaid. Despite the massive expenditures of these systems, little is known about how redistributive they are. Using data from the Health and Retirement Study…

Investigating Racial and Ethnic Disparities in the Provision of Workplace Accommodations in the U.S.

WP 2022-442 , UM22-15
This study used data from a nationally representative survey that follows people 50 and older over time (the Health and Retirement Study) to test whether the receipt of workplace accommodations by persons with work limitations varies by race/ethnicity. Workplace accommodations…

The Ongoing Impacts of COVID-19 on Americans’ Economic Security

WP 2022-443 , UM22-17
The COVID-19 pandemic has had enormous effects on the U.S. economy. We use longitudinal survey data from a nationally representative Internet panel, the Understanding America Study, to examine the impacts of the pandemic, and policy responses, on Americans’ financial stability…

The Redesigned Social Security Statement’s Short-Term Impacts on Near Retirees

WP 2022-444 , UM22-Q3
In October 2021, the Social Security Administration (SSA) implemented a redesigned Social Security Statement for workers scheduled to be sent a paper Statement or checking their my Social Security online accounts. The new statement is half the length of the…

Understanding Racial Disparities in Financial Preparedness for Retirement

WP 2022-445 , UM22-18
We estimate a model of labor supply and savings over the life cycle where key parameters — including the interest rate, the degree of risk aversion and the fixed cost of working, and the stochastic processes of health, mortality, and…
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