The Impact of Growing Health and Mortality Inequalities on Lifetime Social Security Payouts

The prevalence of obesity, diabetes, and other health problems has increased in recent decades in the United States, and there is a growing gap between the health and longevity of individuals with high socioeconomic status (SES) and low SES. These…

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The Impact of Medical Spending Shocks on the Wealth and Insurance Purchases of Older Americans

Using data from the Health and Retirement Study (HRS) and the Medicare Current Beneficiary Survey (MCBS), this project will estimate a dynamic model of medical spending and how medical spending shocks affect the wealth and insurance purchases of older Americans.…

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The Relationship between Adverse Experiences over the Life Course and Later-life Retirement Due to Disability

We will use data about early- and midlife adversity from the Health and Retirement Study, including the new Life History Mail Survey, to examine the effects of adverse experiences on retirement due to disability. We hypothesize that early- and midlife…

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Winter 2020 Newsletter: MRDRC releases key findings from 2019 papers

MRDRC published eight working papers in 2019 on topics such as totalization agreements, global interest rate trends, and retirement inequality. Informing projections Interest Rate Trends in a Global Context Dmitriy Stolyarov and Linda Tesar WP 2019-402; UM19-05 Two methodologies are…

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Trends in Health and Mortality Inequalities in the United States

Recent literature has documented a widening gap in mortality in the United States between individuals with high socioeconomic status (SES) and low SES. An important question is whether this trend will continue. In this paper we document trends and inequalities…

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Forecasting survival by socioeconomic status and implications for Social Security benefits, Year 2

Individuals with higher socioeconomic status tend to live longer than those with lower SES. The gap in survival rates has widened in recent decades, potentially affecting aggregate Social Security payouts. In prior research we forecast mortality stratified by SES using…

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