2022 | MRDRC

Project

2022

The Initial Experiences with the Redesigned Social Security Statement

In October 2021, the Social Security Administration (SSA) implemented a redesigned Social Security statement for workers being sent a statement or checking their my Social Security online accounts. Research on the prior statement has demonstrated its effect on...

Authors: Philip Armour, Katherine Carman,

Project

2022

The Impacts of the Social Security Statement on Peoples’ Knowledge and Behavioral Intentions

Social Security information can be complex but crucial for financial planning. The redesigned Social Security statement aims to better inform the public. We plan to assess the impact of the redesign on people’s understanding of Social Security, their interest in...

Authors: Francisco Perez-Arce, Lila Rabinovich,

Project

2022

Creating a Public Resource: O*NET Job Characteristics Data Set for Use with the Health and Retirement Study and Other Surveys

Creating a public resource of historical occupational information from the O*NET database linked with survey data in the HRS will allow researchers to better inform policy makers about the impact of long-term exposure to different types of tasks or work environments...

Authors: Brooke Helppie McFall, Dawn Carr, Amanda Sonnega,

Project

2022

Labor-market shocks and historically-disadvantaged-groups’ access to SSI and SSDI

SSI and SSDI uptake are important mechanisms for workers with disabilities adjusting to negative shocks in the labor market. In this project, we aim to determine the extent to which structural barriers have excluded historically disadvantaged groups disproportionately...

Authors: Ariel Burstein, Gordon Hanson, Jonathan Vogel, Richard Chard,

Project

2022

Understanding Racial Disparities in Financial Preparedness for Retirement

To understand racial disparities in retirement age and financial preparedness, we construct a model of labor supply, retirement, and savings over the life cycle where all parameters, including preferences for time and risk and the stochastic processes of marriage,...

Authors: Junjie Guo, Ananth Seshadri,

Project

2022

The Ongoing Impacts of COVID-19 on Americans’ Economic Security

This project builds on our current work examining how the ongoing COVID-19 pandemic has affected Americans’ financial well-being by using existing and soon to be collected data from the Understanding America Study (UAS). Our analysis will shed light on (1) how the...

Authors: Marco Angrisani, Jeremy Burke, Arie Kapteyn,

Project

2022

Work and Retirement for Older Black and Hispanic Adults

Growing United States income inequality and the increasing aging of Black and Hispanic populations point to greater risks of financial insecurity for older populations in coming years. Research on retirement determinants for Blacks and Hispanics is limited. We propose...

Authors: Emma Aguila, Zeewan Lee,

Project

2022

Investigating Racial and Ethnic Disparities in the Provision of Workplace Accommodations

Accommodations improve the employment outcomes of people with disabilities, although there are racial (and possibly ethnic) disparities in accommodation receipt. This project will investigate the effect of occupation, industry, and other factors on these...

Authors: Andrew J. Houtenville, Megan Henly, Debra Brucker,

Project

2022

An Analysis of Racial and Ethnic Disparities in Knowledge about Social Security Programs and Their Consequences

Imperfect knowledge of public programs influences take-up and can lead to suboptimal decisions. This project will quantify differences in Social Security program knowledge across race and ethnic groups. We will then estimate the relationship between these knowledge...

Authors: David Knapp, Francisco Perez-Arce,

Project

2022

The Dynamic Effects of Health on the Employment of Older Workers: Impacts by Gender, Education and Race

We will estimate the long run impacts of health on employment by gender, education, and race in the United States and United Kingdom. Our structural framework allows us to disentangle employment drivers such as preferences, productivity, and benefit eligibility. We...

Authors: Richard Blundell, Jack Britton, Monica Costa Dias, Stephanie de Mel, Eric French,

Project

2022

Disparities in Social Security Knowledge and the Role of Social Capital

In this work, we will draw on existing surveys about Social Security knowledge to identify areas where knowledge differs across racial and ethnic groups. (We will also draw on a past MRDRC project, UM18-05, conducted by Katherine Carman.) We will develop a new survey,...

Authors: Katherine Carman, Jhacova Williams,

Project

2022

The Effect of Racial Disparities on Entitlement to Social Security Survivor Benefit and Widow Poverty

When Social Security survivor benefits exceed a surviving spouse’s own retired-worker benefits, it helps keep many surviving spouses out of poverty. Yet, access to survivor benefits differs by race by virtue of differences in marital histories, as well as in the...

Authors: Leora Friedberg, Anthony Webb,

Project

2022

How Does Social Security Affect the Racial Wealth Gap?

The literature on the United States’ wealth inequality has three major shortcomings. First, the literature is focused on wealth concentration at the very top, ignoring differentials across most of the wealth distribution. Second, the literature mostly ignores the...

Authors: John Sabelhaus,

Project

2022

Risk of Large Medical Expenditures at Older Ages and Their Impact on Economic Well-being

We investigate the extent to which out-of-pocket (OOP) medical expenditures replace other types of spending and their role in households’ experiencing financial hardship at older ages. We will begin by documenting trends in out-of-pocked (OOP) medical expenditure risk...

Authors: Susann Rohwedder, Péter Hudomiet, Michael Hurd,

Project

2022

Gendered Impacts of COVID-19 on Economic and Retirement Security

The COVID-19 pandemic has had enormous effects on the United States labor market, disproportionately affecting women’s careers. In this project, we will use survey data collected before and during the pandemic to (1) analyze the impacts of the pandemic and associated...

Authors: Jeremy Burke, María Prados,

Project

2022

The Effect of COVID-19 on Expected and Actual Labor Supply and Social Security Claiming Among Older Workers

The COVID-19 pandemic disrupted the working conditions of many U.S. workers. Some lost their jobs either temporarily or permanently, others switched to telework, while essential workers continued working on-site at the risk of becoming infected with the virus. The...

Authors: Michael Hurd, Péter Hudomiet, Susann Rohwedder,

Project

2022

Nontraditional Work, Nontraditional Workers, and the Implications for Social Security

We use six panels of the Survey of Income and Program Participation to measure the short- and long-term financial security of individuals who have earnings from nontraditional work, such as side self-employment, side business, and platform-based earnings (i.e., Uber)....

Authors: Kathryn Edwards,

Project

2022

How Will COVID-19 Excess Mortality Affect Social Security Benefit Payouts?

This project will estimate the impact of excess mortality resulting from the COVID-19 pandemic on projected Social Security benefits and elderly income. COVID-19 mortality is higher at older ages and highest among those with pre-existing health conditions, so some...

Authors: Leora Friedberg, Anthony Webb, Irena Dushi,

Project

2022

The Role of Physical, Cognitive and Interpersonal Occupational Requirements and Working Conditions on Disability and Retirement

This proposed research project is an expansion of the MRDRC grant UM21-05, where we investigated the role of physical occupational requirements on retirement transitions using data from the Health and Retirement Study (HRS) and from the first wave of the Occupational...

Authors: Italo Lopez Garcia, Kathleen J. Mullen, Jeffrey Wenger,

Project

2022

The Effect of the Americans with Disabilities Act on Supplemental Security Income

The Americans with Disabilities Act (ADA) was introduced in 1990 with the goal of protecting disabled workers. While a number of studies have examined the ADA’s impact on the disabled individuals’ employment, it is important to also understand its impact on their...

Authors: Timothy J. Moore,

Project Year: 2022

The Initial Experiences with the Redesigned Social Security Statement

The Impacts of the Social Security Statement on Peoples’ Knowledge and Behavioral Intentions

Creating a Public Resource: O*NET Job Characteristics Data Set for Use with the Health and Retirement Study and Other Surveys

Labor-market shocks and historically-disadvantaged-groups’ access to SSI and SSDI

Understanding Racial Disparities in Financial Preparedness for Retirement

The Ongoing Impacts of COVID-19 on Americans’ Economic Security

Work and Retirement for Older Black and Hispanic Adults

Investigating Racial and Ethnic Disparities in the Provision of Workplace Accommodations

An Analysis of Racial and Ethnic Disparities in Knowledge about Social Security Programs and Their Consequences

The Dynamic Effects of Health on the Employment of Older Workers: Impacts by Gender, Education and Race

Disparities in Social Security Knowledge and the Role of Social Capital

The Effect of Racial Disparities on Entitlement to Social Security Survivor Benefit and Widow Poverty

How Does Social Security Affect the Racial Wealth Gap?

Risk of Large Medical Expenditures at Older Ages and Their Impact on Economic Well-being

Gendered Impacts of COVID-19 on Economic and Retirement Security

The Effect of COVID-19 on Expected and Actual Labor Supply and Social Security Claiming Among Older Workers

Nontraditional Work, Nontraditional Workers, and the Implications for Social Security

How Will COVID-19 Excess Mortality Affect Social Security Benefit Payouts?

The Role of Physical, Cognitive and Interpersonal Occupational Requirements and Working Conditions on Disability and Retirement

The Effect of the Americans with Disabilities Act on Supplemental Security Income

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