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News

March 7, 2021

Uncategorized,

Journal publications JAMA Internal Medicine published Lauren Nicholas, Ken Langa, Julie Bynum, and Joanne Hsu’s article, “Financial Presentation of Alzheimer Disease and Related Dementias,” online in November. The work is based on Nicholas and Hsu’s 2018 MRRC project,...
News

June 18, 2019

Uncategorized,

Many proposed reforms might have varying affects on retirees. In the 1940s, if a man lived to age 65, the full retirement age (FRA), he would, on average, live another 12.7 years in retirement, while a woman would live another 14.7 years.[1] A man reaching today’s...
News

May 21, 2019

Uncategorized,

Sometimes researchers create structural economic models to help understand the Old Age and Survivors Insurance (OASI) and Disability Insurance (DI) trust funds’ solvency issues and to test possible solutions. Taking information (data) from real life, they build a...
News

April 9, 2019

Uncategorized,

How to fix the solvency issues of the Old Age and Survivors Insurance (OASI) and Disability Insurance (DI) trust funds, often referred to as the Social Security trust funds (OASDI), continues to concern policymakers and voters alike. As a pay-as-you-go system, payroll...
News

March 14, 2019

Uncategorized,

While research often focuses on the retirement bound individual or couple, few people live their lives with no outside influences. A parent’s desire to lighten a child’s burden could have a negative impact on the parent’s retirement security, and such altruism from...
News

October 22, 2018

Uncategorized,

In September, Michigan Retirement Research Center (MRRC) was awarded its fifth five-year cooperative agreement renewal from the Social Security Administration. MRRC Director and Principle Investigator John Laitner explained that as part of the grant proposal, MRRC...
News

July 11, 2017

Uncategorized,

The forum, “Serving Individuals with Disabilities: Best Practices and the Modern Day Workforce,” will be held on Tuesday, August 1, 2017, 1-3 p.m. EDT. There will be two panels: “Best Practices from Other Disability Programs,” focusing on understanding best practices...
News

June 19, 2017

International, News, Uncategorized,

Designing effective policy to influence household retirement-saving behavior requires a deeper understanding of household motivations for saving and retention of wealth, particularly at older ages. In their 2015 working paper, “Comparing Retirement Wealth Trajectories...
News

May 17, 2017

News, Uncategorized,

Common sense says that losing a job would have major effects on household budgets. Economic theory says that if a household is adequately insured, through unemployment benefits, savings, home equity, etc., it will be better able to adjust consumption and weather an...
News

April 21, 2017

Health, Health reform, News, Program interaction, Uncategorized,

By age 64, more than half of all workers are retired despite the fact that Medicare doesn’t kick in for most of them until age 65. The decline of employer-sponsored health insurance for retirees means that many people who make such a decision risk being uninsured....
News

March 24, 2017

Health, News, retirement savings, Uncategorized,

MRRC researchers John Karl Scholz and Ananth Seshadri recently built a model to look into how health and consumption intertwine, using an Euler equation to examine consumption in relation to utility. In this instance, consumption represents spending and health...
News

November 18, 2016

News, Uncategorized,

In order to study the hypothetical effects of expanding Medicaid, Mariacristina De Nardi, Eric French, and John Bailey Jones (DFJ) have written a fairly detailed model to study household saving and dissaving (see previous post). To make that possible, they constructed...
News

November 18, 2016

News, Uncategorized,

There’s some debate in the United States about extending Medicaid to more people. Loosening criteria for means-tested public health care insurance such as Medicaid would allow more people to benefit from health care they may otherwise be unable to afford, but may also...