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News

May 17, 2022

Disability, Disability insurance, Labor force participation, News, O*NET, Occupational Requirements Survey, Second career,

Anu: “I ran a 5k in 37 minutes.” Prasad: “I ate nine muffins as a post-race snack.” Anu and Prasad may be talking about the same 5k race. Or not. It’s hard to tell because they don’t share the same way of talking about racing. This makes it hard to compare their...
News

March 2, 2022

Health and Retirement Study, Health>Mortality trends, News,

While life expectancy is increasing overall, it hasn’t gone up evenly across all wealth groups: Richer people are living longer, but generally poorer people are not.[1] As income inequality grows, it is possible that mortality gaps will widen as well. This has...
News

March 9, 2020

Health>Mortality trends, Interest Rates, Labor force participation, News, pensions, Retirement, retirement savings>IRA withdrawals, Totalization,

MRDRC published eight working papers in 2019 on topics such as totalization agreements, global interest rate trends, and retirement inequality. Informing projections Interest Rate Trends in a Global Context Dmitriy Stolyarov and Linda Tesar WP 2019-402; UM19-05 Two...
News

March 9, 2020

News, OASDI trust funds, Social Security,

Every year the Social Security Administration’s Board of Trustees and the Office of the Chief Actuary (OCACT) produce a report on the health of the Old Age and Survivors Insurance and Disability Insurance (OASDI) trust funds. OCACT’s projections rest on assumptions on...
News

March 9, 2020

News, Social Security,

John Laitner The Social Security Bulletin, Vol. 80, No. 1 (February 2020), was devoted to review articles on activities over the fiscal years 2008 to 2017 of the three retirement and two disability research centers sponsored by the Social Security Administration: The...
News

May 1, 2018

News,

The Michigan Retirement Research Center held its annual researcher workshop on March 23 and 24, 2018. As in recent years, we used space at the Ross School of Business, at the University of Michigan. This workshop has only plenary sessions and specializes in short...
News

October 5, 2017

News,

MRRC’s latest newsletter covers the August Retirement Research Consortium meeting in Washington, D.C., additional reading suggestions for meeting topics, and news of our authors’ MRRC-related activities. Read it online here or download the PDF version...
News

August 23, 2017

News,

Co-hosted by the U.S. Department of Treasury and the Social Security Administration, this event featured four panels of academic, nonprofit, and governmental experts addressing issues surrounding financial preparedness and retirement security. If you missed the...
News

August 23, 2017

News,

This newsletter covers the annual MRRC workshop, including some upcoming research on cognition and long-term care insurance, as well as researchers’ publications and media sightings. Newsletter Volume 17, Issue 2, is attached in PDF form and available online...
News

August 23, 2017

Events, News,

Slides for the most of the 2017 presentations are currently posted. More materials, including videos of the meeting, will be shared soon. Thank you to the Center for Retirement Research at Boston College for organizing this year’s event.
News

June 19, 2017

International, News, Uncategorized,

Designing effective policy to influence household retirement-saving behavior requires a deeper understanding of household motivations for saving and retention of wealth, particularly at older ages. In their 2015 working paper, “Comparing Retirement Wealth Trajectories...
News

May 17, 2017

News, Uncategorized,

Common sense says that losing a job would have major effects on household budgets. Economic theory says that if a household is adequately insured, through unemployment benefits, savings, home equity, etc., it will be better able to adjust consumption and weather an...
News

April 21, 2017

Health, Health reform, News, Program interaction, Uncategorized,

By age 64, more than half of all workers are retired despite the fact that Medicare doesn’t kick in for most of them until age 65. The decline of employer-sponsored health insurance for retirees means that many people who make such a decision risk being uninsured....
News

March 24, 2017

Health, News, retirement savings, Uncategorized,

MRRC researchers John Karl Scholz and Ananth Seshadri recently built a model to look into how health and consumption intertwine, using an Euler equation to examine consumption in relation to utility. In this instance, consumption represents spending and health...
News

November 18, 2016

News, Program interaction,

The existing literatures on Social Security and Medicare explore each of these significant allocations of federal budget in isolation. There has been no work to date on the manner in which these programs interact with one another. Did Social Security Amendment of...
News

November 18, 2016

News, Uncategorized,

In order to study the hypothetical effects of expanding Medicaid, Mariacristina De Nardi, Eric French, and John Bailey Jones (DFJ) have written a fairly detailed model to study household saving and dissaving (see previous post). To make that possible, they constructed...
News

November 18, 2016

News, Uncategorized,

There’s some debate in the United States about extending Medicaid to more people. Loosening criteria for means-tested public health care insurance such as Medicaid would allow more people to benefit from health care they may otherwise be unable to afford, but may also...