Extending RAND HRS Poverty Measures to Earlier HRS Waves

The Health and Retirement Study (HRS) is the primary data set in the U.S. for the study of the well-being of the older population. A common indicator of material hardship used in research and in the administration of various government…

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Consumer Credit Events Before and After Dementia Diagnosis

Anecdotal evidence suggests that changes in thinking and memory due to dementia can lead to large financial losses.  We test this using linked Medicare claims and FRBNY/Equifax CCP data.  We find that missed payments increase up to 4 years prior…

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Social Security Wealth, Inequality, and Life-cycle Saving: An Update

Social Security wealth (SSW) is the present value of future benefits an individual will receive less the present value of future taxes they will pay. When an individual enters the labor force, they generally face a lifetime of taxes to…

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The Changing Nature of Work

We provide new evidence on the changing nature of work and its influence on individuals’ capacity to work by linking historical measures of occupational job demands with harmonized data on individual abilities from a unique survey conducted in the RAND…

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