Publication Type: Policy Briefs

Policy Briefs

Little is known about occupational differences in age-related cognitive decline. This information is an important starting point for understanding the potential role that cognitive decline may play in workforce departure and whether, as with physical health declines,...

Policy Briefs

In an era of population aging, the tension between adequate retirement incomes and sustainable budgets is increasingly challenging. Three broad strategies can improve both pension adequacy and sustainability: better targeting, increased levels and coverage of private...

Policy Briefs

The golden age of retirement has past. Our retirement system is woefully under funded to deliver the level of economic welfare that many people expect from it. In this Policy Brief, we show that continuing down our current path in regard to retirement policy has the...

Policy Briefs

In the modern financial environment, it is especially important for households to have a high degree of financial savvy. However, as this brief demonstrates, there is widespread financial illiteracy with particularly vulnerable population segments. Many households are...

Policy Briefs

Many countries have adopted old age systems that include individual accounts—funded, privately managed defined contribution plans. Such a system has been under discussion in the US. It is particularly difficult to figure out how to incorporate disability benefits into...

Policy Briefs

As Social Security reform is considered in the United States, one of the recurring issues is likely to be the impact on women of various proposed changes. This Policy Brief summarizes the reasons why the same pension system may have quite different effects on men and...

Policy Briefs

Social Security has become a topic of national conversation; politicians and news media are widely discussing the need for, and possible shape of, Social Security reform. The basic factors leading to the necessity of policy change are evident: fertility has gradually...

Policy Briefs

Popular discussions of Social Security often focus on competing plans–this person’s approach to Social Security would change x, y, and z; that person’s approach would change x or y but not z, and so on.  This policy brief focuses on a broader...