Publication Type: Working Papers

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Publication

2024

Working Papers

The Social Security Amendments of 1983 raised the full retirement age (FRA), the age at which claimants receive an unreduced monthly benefit, from 65 to 67. However, this change was gradually implemented, with the first increase from 65 to 66 phased-in between 2001...
Publication

2023

Working Papers

Most households enter retirement as homeowners and only sell after a spouse enters a nursing home or dies, with recent retirees having greater housing wealth but also greater mortgage debt. We show that the share of homeowners entering retirement with mortgages...