Publication
2013
2013 RRCAnnual MeetingsConference Papers
Not available.Publication Type: 2013 RRC
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Publication
2013
2013 RRCAnnual MeetingsConference Papers
In this paper, we examine the effect of retirement on subjective well-being within 12 countries, using panel data from the U.S. Health and Retirement Study (HRS) and the Survey of Health, Ageing, and Retirement in Europe (SHARE)3. By comparing countries with different...Publication
2013
2013 RRCAnnual MeetingsConference Papers
The release of the Social Security Administration’s Earnings Public-Use File (EPUF) offers an unparalleled source of information for analyzing trends in lifetime earnings patterns. The file contains summary earnings information on individual-level... Authors:
Gary Burtless,
Publication
2013
2013 RRCAnnual MeetingsConference Papers
Happy Together or Home Alone: A Structural Model of the Role of Health Insurance in Joint Retirement
Authors:
Dina Guo,
Publication
2013
2013 RRCAnnual MeetingsConference Papers
In this paper, we use administrative records of the universe of all people who apply for DI between 1991 and 2008 to examine how their composition changes during boom and busts. We find that almost all of the increase in the number of total applications and allowances...Publication
2013
2013 RRCAnnual MeetingsConference Papers
The number of participants in the Supplemental Security Income Program (SSI) and the Supplemental Nutrition Assistance Program (SNAP) skyrocketed during the Great Recession. But more surprising is that caseloads for both programs increased during the preceding...Publication
2013
2013 RRCAnnual MeetingsConference Papers
Personal saving accounts (PRAs), especially 401(k) plans have become an increasingly important mode of retirement saving. Our goal is to provide new evidence on the effect of the recent financial crisis, and the associated decline in employment, on PRA saving. Since...Publication
2013
2013 RRCAnnual MeetingsConference Papers
The retirement saving puzzle” in the literature is the phenomenon that many households in the U.S. have significant wealth late in life, contrary to the predictions of a simple life-cycle model. In this project, we examine cross-country differences in saving...Publication
2013
2013 RRCAnnual MeetingsConference Papers
Not available.Publication
2013
2013 RRCAnnual MeetingsConference Papers
We develop a model of health investments and consumption over the life cycle where health affects longevity, provides ow utility, and health and consumption can be complements or substitutes. We solve each households dynamic optimization problem using data from the...Publication
2013
2013 RRCAnnual MeetingsConference Papers
We conduct and analyze two large surveys of hypothetical annuitization choices. We find that allowing individuals to annuitize a fraction of their wealth increases annuitization relative to a situation where annuitization is an “all or nothing” decision. Very few...Publication
2013
2013 RRCAnnual MeetingsConference Papers
Of particular interest in the present economic environment is whether access to credit is changing peoples’ indebtedness over time, particularly as they approach retirement. This project analyzes older individuals’ debt, debt management practices, and financial...Publication
2013
2013 RRCAnnual MeetingsConference Papers
Although past research has found that recessions reduce contemporaneous mortality, workers nearing retirement age may experience reduced longevity attributable to lengthy unemployment spells and lost health insurance at a particularly vulnerable time. To test this...Publication
2013
2013 RRCAnnual MeetingsConference Papers
We examine whether stronger age discrimination laws at the state level moderated the impact of the Great Recession on older workers. We use a difference-in-difference-in-differences strategy to compare older workers in states with stronger and weaker laws, to their...Publication
2013
2013 RRCAnnual MeetingsConference Papers
This project uses the Survey of Income and Program Participation to examine the decision to retire after job separation among the increasing number of older individuals who lose a job between 55 and 70, and how this decision varies by labor market conditions and the... Authors:
Matthew S. Rutledge,
Publication
2013
2013 RRCAnnual MeetingsConference Papers
The objective of this study is to investigate the magnitude of the increase in differential mortality and its impact on the progressivity of the retirement system. Several studies have incorporated differential mortality in constructed measures of lifetime...Publication
2013
2013 RRCAnnual MeetingsConference Papers
Not available.Publication
2013
2013 RRCAnnual MeetingsConference Papers
Recent literature has suggested that individuals face frictions in adjusting their earnings in response to policy, such as the cost of gathering information about policy or of finding a job that pays their desired earnings level. Using a panel of administrative data...Publication
2013
2013 RRCAnnual MeetingsConference Papers
More than half of all Social Security beneficiaries claim their benefits before reaching full retirement age, which has important implications for individual retirement income security and for the Social Security program itself. Whereas previous studies have analyzed...Publication
2013
2013 RRCAnnual MeetingsConference Papers
This research seeks to better understand the psychological processes underlying Social Security claiming decisions. Specifically, we argue that the decision of when to claim Social Security benefits is affected by individuals’ subjective judgments of life expectation...