Project Category: Retirement

Racial and ethnic disparities in wealth accumulation and retirement security have been well documented. Less is known about how inequities in financial inclusion contribute to disparities in retirement outcomes. In this project, we propose a mixed-methods,...

Racial and ethnic health disparities and gaps in retirement wealth play an important role in retirement timing. Gendered differences in retirement timing/preparedness may also differ by race and ethnicity. Furthermore, educational and occupational level are important...

Using new data from the Health and Retirement Study (HRS), we will document pathways out of the labor force during the COVID-19 pandemic; estimate the persistence of transitions into retirement, disability, and other nonwork states for near retirement workers; and...

A large body of research examines the role of job demands in determining the timing of retirement, with mixed findings. However, this research does not account for the potential sorting of individuals into jobs with different demands and examines work activities...

Using Health and Retirement Study data together with rich job characteristic data from O*NET, we will identify variables related to work context that characterize jobs based on levels of physiological and psychological stress. We will evaluate differences by...

Social Security information can be complex but crucial for financial planning. The redesigned Social Security statement aims to better inform the public. We plan to assess the impact of the redesign on people’s understanding of Social Security, their interest in...

To understand racial disparities in retirement age and financial preparedness, we construct a model of labor supply, retirement, and savings over the life cycle where all parameters, including preferences for time and risk and the stochastic processes of marriage,...

Growing United States income inequality and the increasing aging of Black and Hispanic populations point to greater risks of financial insecurity for older populations in coming years. Research on retirement determinants for Blacks and Hispanics is limited. We propose...

We will use data about early- and midlife adversity from the Health and Retirement Study, including the new Life History Mail Survey, to examine the effects of adverse experiences on retirement due to disability. We hypothesize that early- and midlife adverse...