An Intersectional Approach to Retirement Expectations and Timing

Published: 2024
Project ID: UM24-01


Racial and ethnic health disparities and gaps in retirement wealth play an important role in retirement timing. Gendered differences in retirement timing/preparedness may also differ by race and ethnicity. Furthermore, educational and occupational level are important backdrops in considering gender, race, and ethnic differences in retirement timing and expectations. The intersection of gender, race, and ethnicity represent varied life experiences that have important implications for retirement. To our knowledge, no reports exist documenting retirement expectations and timing by gender, race, and ethnicity across educational and occupational levels.