Medicare

Risk of Large Medical Expenditures at Older Ages and Their Impact on Economic Well-being

• January 15, 2024
• Susan Barnes
• Financial well-being, Health, Health and Retirement Study, Medicaid, Medicare, Retirement, retirement savings

Insurance Purchases of Older Americans

• January 12, 2024
• Susan Barnes
• Financial well-being, Health and Retirement Study, Health reform, Medicaid, Medicare

Medical Spending Risk among Retired Households by Race

• January 9, 2024
• Susan Barnes
• Disparities, Long-term care, Medicaid, Medicare

Medical Spending Risk among Retired Households by Race

• January 4, 2024
• Susan Barnes
• Disparities, Long-term care, Medicaid, Medicare

Using data from the Health and Retirement Study linked to administrative Medicare and Medicaid records, along with the Medical Expenditure Panel Survey, we examine how total and out-of-pocket medical expenditures by retired households vary across race, both annually and over…

Insurance Purchases of Older Americans

• July 7, 2023
• Susan Barnes
• Financial well-being, Health and Retirement Study, Health reform, Medicaid, Medicare

Using data from the Health and Retirement Study (HRS) matched to administrative Medicare and Medicaid records, and the Medical Expenditure Panel Survey (MEPS), we estimate the determinants of Medigap insurance purchases of older Americans. Our data and framework allow us…

Risk of Large Medical Expenditures at Older Ages and Their Impact on Economic Well-being

• March 1, 2023
• Susan Barnes
• Financial well-being, Health, Health and Retirement Study, Medicaid, Medicare, Retirement, retirement savings

We study out-of-pocket (OOP) medical expenditure risk of the U.S. population ages 55 and older using data from the Health and Retirement Study and its supplemental survey on household spending. We document trends in individual-level OOP spending from 1998 to…

How Redistributive Are Public Health Care Schemes? Evidence from Medicare and Medicaid in Old Age

• February 24, 2023
• Susan Barnes
• International, Medicaid, Medicare

The Mortality Impacts of the SSDI Waiting Periods

• October 25, 2022
• Susan Barnes
• Affordable Care Act, Disability, Disability insurance, Medicare, Mortality trends

Social Security Disability Insurance beneficiaries face two waiting periods before they receive benefits.  There is a five-month waiting period for cash benefits and a subsequent 24-month waiting period for Medicare benefits.  Because of these rules, some individuals with disabilities may…

Medical Spending Risk among the Elderly by Race and Gender

• October 25, 2022
• Susan Barnes
• Disparities, Financial well-being, Health and Retirement Study, Medicaid, Medicare

Using data from the Health and Retirement Study (HRS) linked to administrative Medicare and Medicaid records, along with the Medical Expenditure Panel Survey (MEPS), we estimate the stochastic process for total and out-of-pocket medical spending by race and gender. By…

How Redistributive Are Public Health Care Schemes? Evidence from Medicare and Medicaid in Old Age

• August 24, 2022
• Susan Barnes
• Disparities, Financial well-being, Life-cycle model, Medicaid, Medicare, Social Security

Most health care for the U.S. population 65 and older is publicly provided through Medicare and Medicaid. Despite the massive expenditures of these systems, little is known about how redistributive they are. Using data from the Health and Retirement Study…