Financial Consequences of Health and Healthcare Spending Among Older Couples

Dementia, a chronic, degenerative disease characterized by deteriorating cognition, represents a particularly aggressive threat to older adults’ financial well-being.  Dementia-linked adverse financial events have the potential to deteriorate retirement savings, increasing financial strain and potentially demand for Medicaid and Supplemental…

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Cognitive Ability, Cognitive Aging, and Debt Accumulation

Financial product complexity has increased substantially in the past few decades and recent evidence suggests that older adults are entering retirement with more debt than previous generations. This project will examine how cognitive ability and cognitive aging are related to…

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How Well Can Medicare Records Identify Seniors with Cognitive Impairment Needing Assistance with Financial Management?

Aging countries should have an interest in policies to assist older beneficiaries in managing finances when there is a need. This project investigated the value of Medicare records as a guide to identifying persons with cognitive impairment in need of…

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Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study

This is the first study to use longitudinal data to explore both the antecedents and consequences of fraud victimization in the older population. Because older persons are close to or past the peak of their wealth accumulation, they are often…

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The Effect of Physical and Cognitive Decline at Older Ages on Work and Retirement: Evidence from Occupational Job Demands and Job Mismatch

As workers age, their physical and cognitive abilities tend to decline. This could lead to a mismatch between workers’ resources and the demands of their jobs, restricting future work. We use longitudinal data from the Health and Retirement Study (HRS)…

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