Cognition – MRDRC

Contextual and Social Predictors of Scam Susceptibility and Fraud Victimization

June 3, 2022
Susan Barnes
Cognition, Family dynamics, Financial well-being, Fraud

Consumer Credit Events Before and After Dementia Diagnosis

Contextual and Social Predictors of Scam Susceptibility and Fraud Victimization

December 21, 2021
Susan Barnes
Cognition, Family dynamics, Financial well-being, Fraud

Financial fraud targeting older adults is on the rise, with annual losses totaling in the billions of dollars. Prior cross-sectional and qualitative studies have reported that negative life events and social factors, such as poor psychological well-being and loneliness, are…

The Role of Physical, Cognitive and Interpersonal Occupational Requirements and Working Conditions on Disability and Retirement

October 15, 2021
Susan Barnes
Cognition, Disability, Health and Retirement Study, Occupational Requirements Survey

This proposed research project is an expansion of the MRDRC grant UM21-05, where we investigated the role of physical occupational requirements on retirement transitions using data from the Health and Retirement Study (HRS) and from the first wave of the…

Consumer Credit Events Before and After Dementia Diagnosis

July 21, 2021
Susan Barnes
Administrative data link, Cognition, Financial well-being, Fraud

Anecdotal evidence suggests that changes in thinking and memory due to dementia can lead to large financial losses. We test this using linked Medicare claims and FRBNY/Equifax CCP data. We find that missed payments increase up to 4 years prior…

Cognitive Ability, Cognitive Aging, and Debt Accumulation

June 1, 2021
Susan Barnes
Cognition, Financial well-being, Health and Retirement Study, Understanding America Survey

2020 Key Findings

May 26, 2021
Susan Barnes
Cognition, Demographic trends, Disability, Disparities, Financial well-being, International, Labor force participation, Long-term care, Medicaid, Medicare, Mortality trends, Totalization

Cognitive Ability, Cognitive Aging, and Debt Accumulation

December 18, 2020
Susan Barnes
Cognition, Financial well-being, Health and Retirement Study

In the past few decades, financial products target to consumers have become increasingly complex and recent evidence suggests that older adults are entering retirement with more debt than previous generations. We examine how cognitive ability is related to debt burdens…

Latent Work Capacity and Retirement Expectations

November 22, 2019
Susan Barnes
benefit claiming, Cognition, Disability, Disability insurance, Health

Financial Consequences of Health and Healthcare Spending Among Older Couples

Dementia, a chronic, degenerative disease characterized by deteriorating cognition, represents a particularly aggressive threat to older adults’ financial well-being. Dementia-linked adverse financial events have the potential to deteriorate retirement savings, increasing financial strain and potentially demand for Medicaid and Supplemental…