Consumer Credit Events Before and After Dementia Diagnosis

Anecdotal evidence suggests that changes in thinking and memory due to dementia can lead to large financial losses.  We test this using linked Medicare claims and FRBNY/Equifax CCP data.  We find that missed payments increase up to 4 years prior…

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Data sets make MRDRC workshop debuts

The MRDRC presented its 2021 workshop virtually on March 11 and 12. Historically, the MRDRC has had an interest in data development, dating from its founding association with the then-new Health and Retirement Survey (HRS). This year’s workshop continued that…

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Which Households Benefit from Delayed Claiming?

Using administrative data, this project will quantify the incentive effects and equity of the Social Security survivor benefit. The project will first analyze incentive effects on the timing of initial claiming of retired-worker benefits by both spouses. The survivor benefit…

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The Alignment of Household Preferences and Financial Decisions Leading up to Retirement

This project will link survey and administrative data to investigate how within-couple differences in preferences and decision-making abilities affect household finances. We study whether misalignment of preferences or abilities influences choices and, thus, retirement readiness.

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