UM21-16: Do Workers Injured on the Job and Covered by Workers Compensation End Up on SSDI?

Researchers

Abstract

I use data from the Health and Retirement Study (HRS) to study whether workers who suffer permanently disabling injuries covered by Workers Compensation (WC) subsequently end up on SSDI. If this occurs, then the experience rating in WC may be failing, as insurers are not bearing the costs of injuries, which could lead to insufficient workplace safety and more permanent injuries that lead to SSDI enrollment. Moreover, workers getting permanent disability benefits from WC (especially lump-sum payments) may be double-dipping from SSDI.

Project Year

2021