The Impact of Public Health Insurance on Financial Resources and Medical Expense Risk at Older Ages

We will estimate the total, Medicare, Medicaid, and out-of-pocket medical expenditures among the elderly across the income gradient. We will assess the risk of medical spending and how it is reduced through Medicaid and Medicare. We will also estimate the…

Read more

The Growth and Geographical Variation of Nursing Home Self-Pay Prices

Nursing home care is arguably the largest financial risk for the elderly without private or social insurance coverage. The annual out-of-pocket expenditure can easily exceed $70,000. Despite the substantial financial burdens on the elderly, the understanding of nursing home self-pay…

Read more

Targeting with In-kind Transfers: Evidence from Medicaid Home Care

Many of the most important government programs make transfers in kind as opposed to in cash. Making transfers in kind has the obvious cost that recipients would at least weakly prefer cost-equivalent cash transfers. But making transfers in kind can…

Read more

The Effect of Health Reform on Retirement

Many studies have shown that the availability of health insurance is an important determinant of the retirement decision. Beginning in January 2014, the Affordable Care Act (ACA) made affordable alternatives to employer-sponsored health insurance much more widely available than they…

Read more

Representativeness of the Low-Income Population in the Health and Retirement Study with Supplementary Analyses for 1991 and 1997

We study to what extent the Health and Retirement Study (HRS) is representative of all income groups, but with a particular emphasis on low-income groups. To focus on the HRS sample composition and abstract from potential measurement issues associated with…

Read more

Costs and Benefits of In-Kind Transfers: The Case of Medicaid Home Care Benefits

Many large government programs provide benefits in kind as opposed to in cash. Providing benefits in kind potentially distorts decisions and leads to a deadweight loss if recipients value the benefits less than a cost-equivalent cash transfer. Yet providing benefits…

Read more
1 2 3