Victor Stango’s research focuses on household financial decision making over both short- and long-term time horizons. His other current work, supported by a grant from the National Science Foundation, examines how information technology outsourcing affects firms and consumers in the financial services industry. Stango has also studied the credit card and ATM markets, and has a side interest in sports economics. Stango holds a B.A. in economics and political science from the University of Pennsylvania, and a Ph.D. in economics from UC Davis.