?> 2021 – Publication Years – MRDRC

Worker Functional Abilities, Occupational Requirements, and Job Accommodations: A Close Look at Three Occupations

This report examines the occupational requirements, physical and mental functioning, and use of accommodations among workers in three key occupations: cashiers, receptionists, and those in nursing fields. These jobs are among the top occupations represented in the work histories of…

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Contextual and Social Predictors of Scam Susceptibility and Fraud Victimization

Financial fraud targeting older adults is on the rise, with annual losses totaling in the billions of dollars. Prior cross-sectional and qualitative studies have reported that negative life events and social factors, such as poor psychological well-being and loneliness, are…

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Mixed-methods Study to Understand Use of the my Social Security Online Platform

We conducted a mixed-methods study to examine barriers to use of my Social Security (MySSA), and users’ experience of using MySSA. The quantitative phase of the study leveraged existing survey data to analyze the determinants of self-reported MySSA account use.…

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Heterogeneity in Household Spending and Well-being Around Retirement

We study heterogeneity in spending patterns around the time of retirement. Using rich consumption data from the Panel Study of Income Dynamics, and exploiting within-household spending variation, we systematically classify households into groups characterized by differences in consumption transitions at…

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The Early Impacts of the Coronavirus Pandemic on Americans’ Economic Security

The COVID-19 pandemic has had enormous effects on the U.S. economy and may have had serious negative repercussions for many Americans’ financial stability. We use longitudinal survey data from a nationally representative internet panel, the Understanding America Study, to examine…

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Auto-Enrollment Retirement Plans in OregonSaves

Oregon recently launched an automatic-enrollment retirement savings program for private sector workers lacking access to other workplace retirement plans. We analyze participation choices, account balances, and inflow/outflow data using administrative records between August 2018 and April 2020. Within the small-…

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Workplace Injuries and Receipt of Benefits from Workers Compensation and SSDI*

We use data from the Health and Retirement Study (HRS) and matched Social Security Administration (SSA) data to study two questions. First, we examine evidence on whether workers who suffer permanently disabling injuries covered by workers’ compensation (WC) subsequently end…

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Heterogeneity in Self-Employment and the Transition to Retirement among Older Adults in the United States

The fraction of workers who are self-employed increases with age, but the types of self-employment that older workers do and the effects of this work on their well-being is not well understood. This project examines such heterogeneity by considering how…

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The Effect of the Americans with Disabilities Act on Social Security Disability Insurance

The Americans with Disabilities Act (ADA) was passed in 1990 and implemented in 1992 with the goal of providing disabled workers with employment protections and workplace accommodations. A number of studies have examined the ADA’s impact on disabled individuals’ employment.…

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Is the Adjustment of Social Security Benefits Actuarially Fair, and If So, for Whom?

Disparities in Social Security claim ages have risen since the early 1990s. With high earners increasingly likely to delay claiming, and also living longer on average than lower earners, late claimants may differ in critical ways from early claimants. Using…

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