2019 – Publication Years

Consumer Credit Events Before and After Dementia Diagnosis

July 21, 2021
Susan Barnes
Uncategorized

Anecdotal evidence suggests that changes in thinking and memory due to dementia can lead to large financial losses. We test this using linked Medicare claims and FRBNY/Equifax CCP data. We find that missed payments increase up to 4 years prior…

Macroeconomic Effects of Social Security Totalization Agreements

Macroeconomic Effects of Social Security Totalization Agreements

The United States has signed international social security totalization agreements with 30 countries. For persons working in a foreign country during part of their careers, these agreements reduce double taxation on social security burdens and reduce the risk of not…

Setting Expectations for Claimant Ability to Work: Investigating the Occupational Requirements and Functional Capacity of Workers with Early Onset Health Conditions

April 22, 2020
Susan Barnes
Disability, Disability insurance, Labor force participation

Subjective Expectations, Social Security Benefits, and the Optimal Path to Retirement

April 22, 2020
Susan Barnes
Behavioral economics, benefit claiming, retirement savings, Social Security

Recent Trends in Disability and the Implications for Use of Disability Insurance

April 21, 2020
Susan Barnes
Demographic trends, Disability, Disability insurance, Health, Labor force participation, Older workers, Supplemental Security Income

Recent Trends in Disability and the Implications for Use of Disability Insurance

April 16, 2020
Susan Barnes
Demographic trends, Disability, Disability insurance

Abstract: The health of the working-aged population is a key driver of enrollment in and spending by the two most important federal disability programs, Social Security Disability Insurance (DI) and Supplemental Security Income (SSI). Recent studies have found that some…

Subjective Expectations, Social Security Benefits, and the Optimal Path to Retirement

Americans face the challenges of retirement with varying degrees of preparation. Evidence indicates that that many individuals may not be making the best possible choices with respect to their Social Security and retirement savings. We assess the subjective expectations of…

Setting Expectations for Claimant Ability to Work: Investigating the Occupational Requirements and Functional Capacity of Workers with Early Onset Health Conditions

January 10, 2020
CMT_Admin
Disability, Disability insurance, Social Security

When determining a claimant’s eligibility for Social Security Disability Insurance (SSDI) benefits, the Social Security Administration (SSA) assesses whether his/her health condition (e.g., back/spine problems) sufficiently impairs his/her functional capacity (e.g., ability to lift/carry weight) so that the he/she is…

Estimating the Effects of the Totalization Agreements

December 11, 2019
CMT_Admin
Payroll taxes, Totalization