2016 – Publication Years

The Dynamic Effects of Health on the Employment of Older Workers

June 14, 2018
Health, Health and Retirement Study, Older workers

Time Discounting and Economic Decision-making among the Elderly

June 14, 2018
Behavioral economics, Health, Retirement

Occupational Transitions at Older Ages: What Moves are People Making?

June 14, 2018
Older workers

Given the clear benefit for both public and private finances of extending work lives, many policymakers are interested in finding and promoting ways to accomplish this objective while balancing concerns for work ability at older ages. At the same time,…

Cohort Changes in Social Security Benefits and Pension Wealth

June 14, 2018
Health and Retirement Study, pensions, Social Security

We utilize three sets of data resources—the Health and Retirement Study (HRS), linked Social Security earnings records of the HRS respondents, and publicly available pension plan descriptions—to study pension wealth accumulations among the recent HRS cohorts. We document the trends…

How Home Equity Extraction and Reverse Mortgages Affect the Credit Outcomes of Senior Households

June 14, 2018
Financial well-being

This paper examines how the extraction of home equity, including but not limited to equity extracted through reverse mortgages, affects credit outcomes of senior households. We use data from the Federal Reserve Bank of New York/Equifax Consumer Credit Panel, supplemented…

Issue Brief: Occupation, Cognitive Decline and Retirement

June 14, 2018
Uncategorized

Little is known about occupational differences in age-related cognitive decline. This information is an important starting point for understanding the potential role that cognitive decline may play in workforce departure and whether, as with physical health declines, cognitive decline influences…

Time Discounting and Economic Decision-making among the Elderly

June 14, 2018
Behavioral economics, Health, Retirement

This research project evaluates the extent of heterogeneity in time discounting among elderly Americans, as well as its role in explaining older peoples’ key behaviors. We first show how older Americans evaluate simple (hypothetical) intertemporal choices in which payments now…

Health Reform and Health Insurance Coverage of Early Retirees

June 14, 2018
Health reform, Retirement

This paper presents evidence of the dynamics of health insurance coverage between 2008 and 2014 among early retirees, defined as individuals ages 55 to 64 who are not in the labor force. We focus on three questions. First, how did…

The Interaction between Consumption and Health in Retirement

June 14, 2018
Health, Health and Retirement Study, Retirement

The Affordable Care Act as Retiree Health Insurance: Implications for Retirement and Social Security Claiming

June 14, 2018
Affordable Care Act, Retirement, Social Security