?> 2007 – Publication Years – MRDRC

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Health Insurance and the Labor Supply Decisions of Older Workers: Evidence from the U.S. Department of Veterans Affairs

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The Welfare Cost of Asymmetric Information: Evidence from the U.K. Annuity Market

Much of the extensive empirical literature on insurance markets has focused on whether adverse selection can be detected. Once detected, however, there has been little attempt to quantify its importance. We start by showing theoretically that the  efficiency cost of…

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Take-Up of Medicare Part D and the SSA Subsidy: Early Results from the Health and Retirement Study

We analyze newly available data from the Health and Retirement Study on senior citizens’ takeup of Medicare Part D and the associated SSA Low-Income Subsidy. We find that economic factors – specifically, demand for prescription drugs - drove the decision…

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Q & A with David Weir and Helen Levy, October 2007

  • June 14, 2018
  • Uncategorized

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Housing Wealth and Retirement Timing

We use data from the Health and Retirement Study (HRS) and the Office of Housing Enterprise Oversight to measure the effect of changes in housing wealth on retirement timing. Using cross-MSA variation in house-price movements to identify wealth effects on…

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How do Immigrants Fare in Retirement?

Existing literature suggests that immigrants receive lower wages than U.S.-born workers with similar characteristics. This could imply that immigrant households would enter retirement at a significant financial disadvantage. In this paper, we examine the retirement resources available to immigrant families…

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Trends in the Labor Force Participation of Married Women

This study seeks to quantify determinants, and costs, of the labor—force participation of married women. We use demographic and earnings data from the Health and Retirement Study. The earnings data constitute an unusually long panel but have the defect of…

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Take-Up of Medicare Part D and the SSA Subsidy: Early Results from the Health and Retirement Study

We analyze newly available data from the Health and Retirement Study on senior citizens’ take-up of Medicare Part D and the associated SSA Low-Income Subsidy. We find that economic factors – specifically, demand for prescription drugs - drove the decision…

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Life-Cycle Models: Lifetime Earnings and the Timing of Retirement

After dropping for a century, the average retirement age for U.S. males seems to have leveled off in recent decades. An important question is whether as future improvements in technology cause wages to rise, desired retirement ages will resume their…

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Managing the Risk of Life

This study analyzes the role of individual’s and spouse’s survival expectations and knowledge about Social Security rules on the expected Social Security claiming age, taking into account the various incentives single and married individuals face. There is substantial heterogeneity in…

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