2021

UM21-09: The Impact of Medical Spending Shocks on the Wealth and Insurance Purchases of Older Americans

Using data from the Health and Retirement Study (HRS) and the Medicare Current Beneficiary Survey (MCBS), this project will estimate a dynamic model of medical spending and how medical spending shocks affect the wealth and insurance purchases of older Americans.…

UM21-10: Explanations for the Decline in Spending at Older Ages

We propose to use new data from the 2019 wave of the Consumption and Activities Mail Survey to help interpret the observed decline in spending as individuals age. At one extreme, forward-looking individuals optimally chose the decline; at the other,…

UM21-12: The Lifetime Risk of Spousal Nursing Home Use and its Economic Impact on the Community-Dwelling Spouse

A single person in a nursing home is relatively well protected financially, because Medicaid covers nursing home expenses once assets are depleted. Couples, however, are less well protected. For them a great financial threat is that one spouse moves to…

UM21-13: Heterogeneity in Household Spending and Well-being on Retirement

Understanding how households’ living standards transition as they move into and through retirement is crucial for the design of Social Security. A key indicator of whether households have adequately saved to maintain living standards in retirement is how their consumption…

UM21-14: What We Talk about When We Talk about Self-employment: Examining Self-employment and the Transition to Retirement among Older Adults in the United States

Many older adults engage in self-employment, yet little is known about the nature of these activities due to a lack of data on work ranging from occasional gig employment to contract work to business ownership. The implications of such arrangements…

UM21-15: Contextual and Social Predictors of Scam Susceptibility and Fraud Victimization

This study aims to identify the contextual and social predictors of elder fraud victimization. By identifying the mechanisms and timing of susceptibility, the study will inform the delivery of targeted interventions that reduce fraud vulnerability and prevent victimization.

UM21-16: Do Workers Injured on the Job and Covered by Workers Compensation End Up on SSDI?

This project will use data from the Health and Retirement Study (HRS) to study whether workers who suffer permanently disabling injuries covered by Workers Compensation (WC) subsequently end up on Social Security Disability Insurance (SSDI). If this occurs, then the…

UM21-17: Assessing the Economic Impact Payment in the Older Population

This project will use data collected by the Health and Retirement Study in its 2020 wave to study awareness and impact of the Economic Impact Payment stimulus on different groups of older Americans during the coronavirus pandemic.

UM21-Q1: Mixed-methods Analysis of Consumer Fraud Reports of the Social Security Impostor Scam

Despite the growing prevalence of Social Security impostor scams, there has been no academic research on this subtype of fraud. One problem is that general sample surveys do not ask respondents about the individual subtypes of government impostor scams they…

UM21-Q2: Expansion of Simplified Totalization Agreements

The United States has signed 30 bilateral social security agreements. Other partner countries, such as the United Kingdom or Germany, have signed international agreements to eliminate double taxation for nationals working temporarily abroad in more than 50 other countries. This…

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