2001

UM01-09: The Impact of Social Security and Medicare on Retirement Incentives: Exploiting Variation in Coverage

We examine the retirement behavior of federal civil service workers. This research contributes to the literature that more generally examines how retirement behavior responds to financial incentives. The civil service workers in our study provide an interesting case study because…

UM01-10: Website Access to Stochastic Dynamic Model of OASDI

Our broad goal is to develop and extend work on stochastic models of the demographic and economic components of the Old Age, Survivors, and Disability Insurance [OASDI] trust fund. For this project, we set up a (free) web site that…

UM01-11: Implications of Chronic Health Conditions on Work-Force Participation: Disability, Retirement, Caregiving, and Lost Productivity

Abstract from first paper: Little is known regarding the amount of time spent by unpaid caregivers providing help to elderly individuals for disabilities associated with diabetes mellitus (DM). We sought to obtain nationally representative estimates of the time, and associated…

UM01-C1: The Influence of Lifetime Earning Variance on Retirement Wealth

This study explores how earnings variability is related to retirement wealth. Past research has demonstrated that the average American household on the verge of retirement would need to save substantially more, in order to preserve consumption flows in old age.…

2000

UM00-01: Social Security and Retirement Behavior Within the Family: Economic Estimate of a Structural Model Using HRS Employer Provided Pension Data and Social Security Earnings Records

This paper further extends our efforts to understand how household decision-making works and the relation of decisions made within the household to incentives from Social Security and pensions. A structural model of family retirement decision making is es

UM00-02: Saving for Retirement: Implications of Household Bargaining for Social Security and Tax Reform

Traditional economic models treat the household as a single individual, and do not allow for separate preferences of and possible conflicts of interest between husbands and wives. Since wives are typically younger than their husbands and life expectancy for women…

UM00-03: Stochastic Modeling of the Dynamics of OASDI: Characteristics of Cohort Experience, and Aspects of Risk

In this study, we compute distributions of rates of return by cohort for the Social Security retirement system, using a combination of historical data and stochastic forecasts of productivity and mortality rates. Since our forecasts of productivity and mortality are…

UM00-04: Implications of Cognitive and Physical Impairment for Management of Financial Resources Including Individual Accounts

This study utilizes a large set of subjective probability questions from the Health and Retirement Survey to construct an index measuring the precision of probabilistic beliefs (PPB) and relates this index to household choices about the riskiness of their portfolios…

UM00-05: Mortality Risk and Early Retirement

The leading theory used to understand retirement decisions is the life cycle model, which suggests that people save during their working years, when their income is high, so that they will have money to spend during their retirement, when their…

UM00-06: Applications, Denials and Appeals for Social Security Disability Insurance

Abstract for first paper: In order to understand whom among the non-disabled older population experiences a health problem later in life and applies for Social Security Disability Insurance, it is necessary to investigate patterns of coverage and reasons for non-coverage.…

1 37 38 39 40 41