2000

UM00-06: Applications, Denials and Appeals for Social Security Disability Insurance

Abstract for first paper: In order to understand whom among the non-disabled older population experiences a health problem later in life and applies for Social Security Disability Insurance, it is necessary to investigate patterns of coverage and reasons for non-coverage.…

UM00-08: Imperfect Knowledge, Retirement and Savings

Using data from the Health and Retirement Study, this paper measures knowledge about future social security and pension benefits by comparing respondent reports of their expected benefits with benefits calculated from social security earnings records and employer provided descriptions of…

UM00-09: Families, Markets and Social Insurance

We have found modest effects of widowhood events on loss of health insurance. There are also modest effects of widowhood on labor supply, which we have not as yet attempted to attribute to insurance demand. Even new widowhood events, however,…

UM00-10: The Role of Social Security Transfer Programs in Protecting Older People Transitioning into Retirement and Widowhood: A Cross-National Perspective

Work in the marketplace is the primary source of income for most households in modern industrial societies. A permanent or even a long-term exit from work by a household’s principal earner is therefore a potentially risky event. Most countries now…

UM00-11: Modeling the Macroeconomic Implications of Social Security Reform

Two models dominate the economics literature on why people save (and hence on why they accumulate wealth). In one, the life–cycle model, people save when they are young in order to have funds to support their retirement. In the other,…

UM00-12: Disability Benefits as Social Insurance: Valuing Changes in DI Benefit Generosity

The empirical literature on DI has primarily focused on the impact of program parameters on caseload growth or reduced labor force attachment. The focus on the efficiency costs of DI provides a misleading view of the social desirability of the…

UM00-13: Disability Benefits as Social Insurance: Tradeoffs between Screening Stringency and Benefit Generosity in Optimal Program Design

The Social Security Disability Insurance (SSDI) system is designed to provide income security to workers in the event that health problems prevent them from working. In order to qualify for benefits, applicants must pass a medical screening that is intended…

UM00-D1: Dissertation Research: Wealth Shocks and Retirement Timing

This study explores whether the timing of retirement responds to unexpected changes in wealth. Although the normality of leisure is a standard assumption in economic models, econometric support for it has not been consistent. The period of the 1990s allows…

1999

UM99-01: Assessing the Impact of Changes in the Early Social Security Retirement Age

This study evaluates potential responses to reductions in early Social Security retirement benefits. Using the Health and Retirement Study (HRS) linked to administrative records, we find that Social Security coverage is quite uneven in the older population: one-quarter of respondents…

UM99-02: Social Security Acceptance, Pension Acceptance, Retirement Dynamics and Wealth Accumulation

This study analyzes the relationship between retirement and wealth. In a simple model where the only heterogeneity is in leisure preference, other things the same, those who retire early accumulate more wealth while still working, enabling them to support themselves…