UM19-03: Understanding Retirement Plan Default Behavior: The Case of OregonSaves

Insuring retirement security is an important challenge for our aging society. Accordingly, policymakers are interested in a range of policies to help individuals save more for retirement on their own. One reform currently being tested is for specific states to…

UM19-02: Latent Work Capacity and Retirement Expectations

We propose to develop a new method to assess individuals’ latent work capacity and relate it to: (1) their current employment status, and (2) their expectations about their probabilities of working at older ages. To do this, we will use…

UM19-01: Trends in Disability and the Use of Disability Insurance

There is mounting evidence that the health of older, working age adults, the most frequent claimants of DI benefits, is worsening.  At the same time, there is some evidence from SSA actuaries that after adjusting for demographic factors, the percent…

UM19-Q1: The Effects of Totalization Agreements on Economic Activity

The United States has signed international Social Security agreements, i.e. totalization agreements, with 30 countries in Europe, Asia, and South America. Totalization agreements have several benefits for persons who work in a foreign country during part of their careers. A…

UM19-Q2: Estimating the Effects of the Totalization Agreements

This project aims to quantify the effects of the totalization agreements that the United States has established since the late 1970s to coordinate its Social Security program with the comparable programs of other countries. Taking advantage of the fact that…

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