UM17-11: Work-Life Balance and Labor Force Attachment at Older Ages

The Executive Office of the President, Council of Economic Advisers, has recently stated that “too few studies on the mechanisms through which workers’ job satisfaction and firm profits are affected hinder a deeper understanding of the benefits and costs of…

UM17-12: Alternative Measures of Character Skills and Their Effect on Retirement Preparation and Financial Capability

Social science, more than ever, is drawing upon the insights of personality psychology. Though researchers know that character skills and personality traits, such as conscientiousness, grit, self-control, or a growth mindset could be important for life outcomes, they struggle to…

UM17-16: Causes and Consequences of Financial Mismanagement at Older Ages

The consequences of poor financial capability are serious and include making mistakes with credit, drawing down retirement assets too quickly, and being defrauded by financial predators. Because older persons are close to or past the peak of their wealth accumulation,…

UM17-17: Affordable Care Act and the Post-Displacement Labor Supply among the Near-Elderly

This project will study how the Affordable Care Act (ACA) affects the labor supply of near-elderly, post-displacement workers in the Displaced Workers Survey. Before the ACA, displaced workers who needed health insurance had strong incentives to find jobs (with health…

UM17-18: Parental Transfers to Unemployed Children: Savings, Consumption, and Retirement Effects

The risk of labor-market, health, and asset-value shocks comprise profound challenges for older workers. However, shocks to their children may be a source of additional risk, and hence, an additional challenge for retirement security. In this study, we propose using…

UM17-19: The Implications of Differential Trends in Mortality for Social Security Policy

Recent, highly publicized papers document that for U.S. Whites with low incomes or low educational attainment, adult mortality rates have stagnated for men and increased for women, while the general population continues to enjoy gains in life expectancy. Some have…

UM17-Q1: A Review Comparing Federal and State Means-Tested Programs

This project will present a review of the main means-tested programs in the U.S.: how they operate, common features, and the rules governing eligibility. The emphasis will be on a comparative analysis across programs. The U.S. programs covered will include,…

UM17-Q2: Literature review of characteristics of second-career occupations

This study is a literature review of research related to the characteristics of second careers undertaken after mid-life. There is a significant lack of literature directly on this topic, so we draw substantially from the literatures about retirement, bridge jobs,…

UM17-13: Behavioral Factors and Long-run Financial Well-being

Understanding the prevalence and predictive power of behavioral factors—deviations from classical economic preferences, beliefs, and decision rules—in savings and retirement decisions is critical to understanding what products and policies will best foster long-term financial well-being. The authors propose low-cost techniques…

UM17-14: The Growth and Geographical Variation of Nursing Home Self-pay Prices

Skilled nursing home care is arguably the largest financial risk for the elderly without private or social insurance coverage. The self-pay prices escalate more than 50 percent during the past decade. Despite such drastic growth and substantial financial burdens on…

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