UM04-11: Secure Data Environment and Development of Remote Data Access Facilities

As in past years we propose to contribute funds toward the support of a secure data environment at the Institute for Social Research, (the data enclave), where researchers can analyze Social Security administrative files without risking a breach of confidentiality.…

UM04-12: Self-Annuitization in Personal Accounts: Perspectives from the German Experience

Retirees often face the question of how to draw down assets that they have accumulated over their worklives. Many recommend that people should purchase a life annuity to protect them against longevity risk, but here we explore an alternative strategy…

UM04-13: Changes in Consumption and Activities in Retirement

Prior research has found that consumption drops at retirement, and it has interpreted the drop as resulting from a failure to save adequately due to a lack of forward-looking behavior. Our research will compare the change in consumption at retirement…

UM04-14: Life-Cycle Saving in Dual-Earner Households

We propose to use the life-cycle model of saving behavior to investigate whether changes in married women’s labor market participation rates lead to mismeasurement of the national saving ratio. We propose to test our specification with microdata and to investigate…

UM04-C1: How Retirement Wealth Shortfalls Change with Age

Our past work used baseline data, collected in 1992 from the Health and Retirement Study (HRS) linked with pension and Social Security records, to evaluate retirement wealth shortfalls for Americans on the verge of retirement. We concluded that older Americans…

UM04-Q1: Research Agenda for Global Aging

The MRRC commissioned a paper from Axel Börsch-Supan to facilitate a discussion of research issues relevant to Global Aging.

UM04-S1: Household Propensities to Plan for Retirement: A Life Cycle Analysis

This project will examine the life-cycle consumption behavior of households which enter retirement with lower than “normal” wealth. Using the PSID, the project will test whether differences in planning behavior can explain the variation in retirement wealth across households. The…

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