Better data on private pensions helps researchers paint a more detailed picture of retirement

One of the United States’ longest-running surveys on aging, the Health and Retirement Study (HRS), recently was able to add pension plan descriptions from public employers’ websites and private employers’ Form 5500 filings. While in the past HRS has had…

Read more

Financial Security Research Symposium webcast available

Co-hosted by the U.S. Department of Treasury and the Social Security Administration, this event featured four panels of academic, nonprofit, and governmental experts addressing issues surrounding financial preparedness and retirement security. If you missed the symposium, the webcast is now available. The schedule…

Read more

Spring newsletter focuses on MRRC workshop

This newsletter covers the annual MRRC workshop, including some upcoming research on cognition and long-term care insurance, as well as researchers’ publications and media sightings. Newsletter Volume 17, Issue 2, is attached in PDF form and available online here: http://projects.isr.umich.edu/mrrc-archive/Publication/Newsletters/Index

Read more

Another Retirement Research Consortium Meeting is on the books

Slides for the most of the 2017 presentations are currently posted. More materials, including videos of the meeting, will be shared soon. Thank you to the Center for Retirement Research at Boston College for organizing this year’s event.

Read more

Of payroll taxes, bunching, and kink points

More than 65 percent of United States households pay more in payroll taxes than income taxes in a year. Yet, the vast majority of literature on the labor supply changes induced by taxation is derived from changes in income taxes,…

Read more
Logo for National Disability Forum

Social Security announces seventh National Disability Forum

The forum, “Serving Individuals with Disabilities: Best Practices and the Modern Day Workforce,” will be held on Tuesday, August 1, 2017, 1-3 p.m. EDT. There will be two panels: “Best Practices from Other Disability Programs,” focusing on understanding best practices…

Read more
Bar chart tracks household wealth of veterans versus nonveterans by Health and Retirement Study Cohort

Welfare of U.S. vets has declined over time, researchers find

As the face of America’s veterans change, policy, too, will adapt. In this 2015 working paper, “Declining Wealth and Work among Male Veterans in the Health and Retirement Study,” by Alan L. Gustman, Thomas L. Steinmeier, and Nahid Tabatabai Data:…

Read more
Image of a woman balancing between retirement and work.

Health care reform hasn’t changed older workers’ labor supply—yet

Researchers have been curious about how the availability of nonemployer-tied medical insurance offered through health care reform would affect retirement. If new options, such as subsidized nongroup policies and expanded Medicaid coverage, led to shorter work lives, it could undermine…

Read more
Bar chart compares various types of retirement assets between U.S. and English retirees.

Housing wealth differentiates English and U.S. retirement savings

Designing effective policy to influence household retirement-saving behavior requires a deeper understanding of household motivations for saving and retention of wealth, particularly at older ages. In their 2015 working paper, “Comparing Retirement Wealth Trajectories on Both Sides of the Pond,”…

Read more

Study looks at how households adjust budgets to job loss

Common sense says that losing a job would have major effects on household budgets. Economic theory says that if a household is adequately insured, through unemployment benefits, savings, home equity, etc., it will be better able to adjust consumption and…

Read more
1 2